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Understand the settlement statement of pension account

Shanghai social insurance fund settlement management center began to send the annual settlement statement of the amount stored in the individual account of pension insurance. It is understood that more than 6 million workers in the city have participated in social insurance. This time, the employees received the "settlement sheet of the amount of endowment insurance individual account storage in 2002". For the majority of insured employees, this "settlement sheet" not only records the continuous length of service that can be counted as the payment years according to the national and municipal regulations before the end of 1992, but also reflects in detail the amount of storage and payment years that I have recorded in my personal account according to the municipal regulations since January 1st, 1993, as well as the average monthly wage income and payment base of the payer in the previous year. According to the regulations of the state and the city, the amount of individual account savings recorded in the statement will be used as one of the main basis for the payer to calculate and pay retirement pensions. Therefore, understanding the "settlement sheet" is very important to safeguard the legitimate rights and interests of the insured

the settlement sheet obtained by the insured is divided into two parts: basic information and index items

in the basic information, special attention should be paid to the remaining months of prepayment and the continuous length of service before the end of 1992

the remaining months of prepayment refers to the number of months of social insurance premium that the personnel who signed the retained social insurance relationship prepay in one time to the date of their retirement according to the regulations. After deducting the number of months recorded in this settlement year, from the next settlement year to the date of their legal retirement, the remaining months of one-time prepayment need to select the appropriate pulling machine according to the type of test materials when selecting them. For example, someone should reach the legal retirement age in December, 2007. In December, 2002, the agreement on retaining the social insurance relationship was signed, and the social insurance premium was prepaid in a lump sum for 61 months as required. The annual deadline of this statement is March, 2003. With the continuous improvement of the experimental machine, the prepayment months of 4 months from December, 2002 to March, 2003 are transferred to the payment months. The 57 months from April, 2003 to December, 2007 are "the remaining months of prepayment"

the continuous length of service before the end of 1992 refers to the continuous length of service that can be calculated according to the regulations from the month and year of the insured's first participation in work to the end of 1992. The expression is: the first two represent the year, and the last two represent the month. For example, the continuous length of service before the end of 1992 is 1001, which means 10 years and 1 month

the content of the index item mainly includes the following aspects:

1. As of March 31, 2002: it reflects that the insured first established an individual account for endowment insurance (the earliest individual account for endowment insurance in this city was January 1, 1993) and paid the endowment insurance premium. Until March 31, 2002, the payment month, the total principal and interest reserves and the principal and interest paid by individuals have been recorded in the individual account

2. From April 1st, 2002 to March 31st, 2003: it reflects the payment month, deposit amount and individual payment amount recorded in the individual account of the insured who paid the endowment insurance premiums for the current year and supplementary years from April 1st, 2002 to March 31st, 2003. If the social insurance relationship retention agreement is signed before March, 2002, and the storage amount has been credited to the personal account at one time when the prepayment is made, only the number of months is recorded in the "April 1, 2002 well cover pressure testing machine, as the name suggests, is the equipment for testing the well cover until March 31, 2003" without the storage amount

3. Individual monthly average wage income from January to December 2002: refers to the average monthly wage income actually incurred by the insured from January to December 2002

4. Monthly payment base: refers to the annual average wage income of the insured in 2002. If it is higher than 300% (4869 yuan) of the city's average monthly wage in 2002 (1623 yuan), it will be paid at 300%, and if it is lower than 60% (974 yuan) of the city's average monthly wage in 2002, it will be paid at 60%, or the base of actual payment will be approved in accordance with relevant policies and regulations

5. Individual monthly payment: refers to the amount of endowment insurance premiums that individuals should pay every month from April 1, 2003 to March 31, 2004 according to the policy. For example, if the payment base is 974 yuan, the monthly pension insurance premium is 974 yuan × 7% = 62.2 yuan (see the score angle)

if the insured has questions about the information provided after carefully reading the settlement sheet, he/she can bring his/her ID card, settlement sheet and relevant credentials to inquire and verify with the unit or individual account management agency in time. Some metals will inject ions into the surrounding organizations. Disputes between people and units due to the payment of basic endowment insurance premiums can apply for arbitration according to law within the prescribed time limit